Many of us go online to shop around and use sites that offer cash back, nectar points and even meerkats. When we realise that our current insurer is cheaper at new business than renewals we phone them to give them hell and rightly so advise them they are ripping you off!
The issue is some of these sites offer things like meerkats, £50 cash back etc but you will never get them as you did not buy the quote through the site instead the insurer matches the internet price bypassing the comparison site all together.
Not only is this ripping of the comparison site as they provided the lead, the quote and perk to attract you in the first place! But it is also ripping you off as you have lost out on the freebie that you could have claimed.
In short never accept a renewal price without checking online or with the direct insurers such as direct line who are not on comparison sites, if everyone shopped about the insurers are more likely to make new business rates and renewal rates the same, BUT that doesn't mean they are the best price for you search for the best quote always, otherwise millions will go to the insurers unnecessarily and line the pockets of shareholders and fat cat ceo's.
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