Insurance Do's and Don'ts

Do's Drive carefully pretty obvious but if your are reckless and drive badly you will pa the price either through injuring yourself or others or higher premiums!Try adding a responsible named driver or twoAlways inform insurers of changes or special circumstances/ conditionsCheck different variations of your job description as there could be a dozen that describe your role but one could save you £££'s.Protect your NCB - pretty useless if you...

Car Insurance - Matching Internet Discounts and losing the deals on offer

Many of us go online to shop around and use sites that offer cash back, nectar points and even meerkats. When we realise that our current insurer is cheaper at new business than renewals we phone them to give them hell and rightly so advise them they are ripping you off! The issue is some of these sites offer things like meerkats, £50 cash back etc but you will never get them as you did not buy the quote through the site instead the insurer...

Car insurance groups Which category does your car fall into?

If you're budgeting for a new car, you'll need to consider the cost of insurance before you can get the full picture. Follow our guide to car insurance ratings to find out what they mean and how they are calculated.Like it or not, if you want to drive a car, you've got to be insured. It's illegal to drive without cover. Whether you have a third-party or fully-comprehensive policy, a range of things, including where you'll keep it, previous claims...

One way to avoid referral fee ban - buy a stake in a legal firm to keep it in house!

Car insurance premiums are expected to fall up to 15 per cent this year as the authorities crack down on Britain’s compensation  culture. However, it seems that insurers are not ready to let go of their lucrative links to the personal injury claims industry.Admiral has led the way by setting up a joint venture with a law firm, but many other insurers – including the one behind Tesco’s  car insurance business – are doing the same.LEADER:...

Congratulations! Your insurer has just ripped you off: Customers duped into renewing expensive policies By SAM DUNN

Drivers and homeowners are being duped into renewing pricey insurance policies — and then are clobbered with financial penalties when they threaten  to cancel.In their latest tactic to boost profits, insurers are misleading tens of thousands of customers into taking out expensive cover for another year.Following the end of the ‘days of grace’ on motor insurance around five years ago and the introduction of continuous insurance enforcement last...

Couldnt resist this one - insurance add ons

If you do buy these extras such as car hire, legal protection etc the insurers will automatically renew you with all of these extras on! If you add up the cost of these extras can amount to over £100 !! You may have had a discount on all of them last year so that they could lump them on and earn some much needed profit. But when it comes up to renewal they will be full price, be sure to phone them and demand that they take them off. This will instantly trigger them to offer you a discount on each add on, saving you £££'s. even say that you are...

Day Off

Car insurance insider is taking some well earned R and R in an undisclosed location, so no updates today but will be back on the game tomorrow&nb...

Half of youngsters would swap PRIVACY for... cheaper insurance

Half of youngsters would swap PRIVACY for... cheaper insurance   More than half of UK youngsters think being tracked is a small price to pay for cheaper car insurance, and 26 per cent will be actively seeking a pay-by-the-mile policy in the hope  of saving a few quid.The numbers come from by YouGov and O2, who asked 2,000 drivers how they felt about being spied on every day - only to establish that the yoof simply loved the...